Why Investing Matters and Where Should a Novice Invest in 2022? - MOTILAL OSWAL PMS

There has never been a time when investing is more crucial than now for securing the future. Only savings might not provide sufficient funds, given how life unfolds. You must allocate extra money to generate regular returns if you have extra money sitting in savings accounts. Cash left sitting around does not generate any income and cannot protect you from the effects of inflation. What do you do to put money to work for you then? Here, know about the benefits of investing in MOTILAL OSWAL PMS.

What justifies investing?

Although you may already be aware of the benefits of investing, the following benefits are stated clearly:

 

• Your financial security, both now and in the future, is guaranteed by investment.
• Investments enable wealth to increase.
• Investing enables you to meet emergencies without stress and save for a rainy day.
• When you choose portfolio diversification, investing enables you to spread your money out to make money from various sources.
• Investments can mitigate the negative effects that inflation has.
• Indian investment options that are widely used foster financial discipline. Additionally, you might gain much knowledge and independence to manage your finances.

The new year is quickly approaching, and if you want to ensure that it is financially sound, consider making various investments that will multiply your wealth. Here are a few well-liked investment choices for 2023 in India:

Mutual Funds: A mutual fund is an investment that combines a variety of assets and consists of a pool of money gathered from several investors with similar investment goals. Bonds, stocks, and other financial instruments may be included in the funds collected. This is a flexible investment method because you can withdraw at any time.

PPF: A Public Provident Fund's tax efficiency and the compounded returns it provides make it a crucial investment. This project is supported by the government and is also very secure.

Indirect ownership of a company stake through the purchase of shares is known as direct equity, and it is a popular investment option. To make money, you can trade or buy and sell shares.

Fixed Deposits: Seen as the best investment vehicles, fixed deposits provide investors with guaranteed returns and flexible tenures to meet their needs.

EPFs: Specifically created for those who earn a salary, EPFs are an investment program to help you through retirement. A portion of the salaries are saved, and the employers also contribute a portion that is eligible for a tax deduction.

Learn about MOTILAL OSWAL PMS

As a sub-broking unit, MOFSL was established in 1987 with just 2 employees and a primary focus on putting the customer's needs before anything else. Motilal's financial products and services today include private wealth management, retail, and institutional brokerage, asset management, investment banking, private equity, commodity trading, currency trading, home financing, etc. Retail customers, mutual funds, foreign institutional investors, financial institutions, corporate clients, etc., are among Motilal's clientele. More than 44,000,000 people around the world have used their services. They conduct thorough research before making any decisions, and currently, they have over 25 research analysts looking into over 250 companies across 20 sectors.

The Motilal Oswal PMS Business Opportunity fund employs a targeted multi-cap strategy and strives to maintain a portfolio of no more than 20–25 stocks.